$1,099,000
85 Henry Morgan Dr
Key Largo, FL, 33037
Stunningly updated ground level home on three lots, spanning street-to-street in Key Largo’s Pirate’s Cove neighborhood with community boat ramp, clubhouse and bayfront beach. This spacious concrete home with metal roof is high and dry in the most desirable X-flood zone, and it also has insulated Anderson impact windows for safety and energy efficiency. Outside is mature, lush landscaping (including mango, soursop, lime and key lime trees) that wraps the home in shady gardens and transports you into your own private oasis with built-in grill, shelter and fire pit. Inside, the new gourmet kitchen is flanked by a pair of matching Miele refrigerators and features a custom black granite island with a professional grade Wolf gas range, double ovens, drawer microwave and hammered copper hood. The custom wood cabinets are rough sawn imported black walnut and accented by a deep hammered copper farm sink. The interior craftsmanship and attention to detail can be seen throughout the home, from the rough sawn imported black walnut doors, door casings, baseboards and window trim to the custom closet doors, copper bathroom sink basins, and custom lighting and fixtures. There’s also primary bedroom and built in bookshelves in the second bedroom. Must see to appreciate! Call today.
Property Details
Price:
$1,099,000
MLS #:
A12015323
Status:
Active
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
PIRATES COVE
Neighborhood:
piratescove
Listed Date:
May 7, 2026
Finished Sq Ft:
1,499
Total Sq Ft:
1,881
Year Built:
2009
Schools
Interior
Appliances
Dryer, Electric Water Heater, Microwave
Bathrooms
2 Full Bathrooms
Cooling
Ceiling Fan(s)
Heating
Other
Interior Features
First Floor Entry, Utility Room/Laundry
Laundry Features
Utility Room/Laundry, Washer/Dryer Hook-Up
Exterior
Architectural Style
Attached, Half Duplex, Manufactured
Community Features
Clubhouse
Construction Materials
Concrete Block Construction
Direction Faces
South
Exterior Features
Barbeque, Built-In Grill
Lot Features
Less Than 1/4 Acre Lot
Parking Features
Additional Spaces Available, Other, Rv/Boat Parking
Roof
Aluminum, Metal Roof
View
None
Financial
HOA Fee Frequency
Monthly
Tax Year
2026
Taxes
$6,804
Mortgage Calculator
Map
Current real estate data for Single Family in Key Largo as of May 11, 2026
130
Single Family Listed
183
Avg DOM
912
Avg $ / SqFt
$1,987,907
Avg List Price
Community
- Address85 Henry Morgan Dr Key Largo FL
- SubdivisionPIRATES COVE
- CityKey Largo
- CountyMonroe County
- Zip Code33037
Subdivisions in Key Largo
- AMENDED & EXTENDED PLAT O
- AMENDED & EXTENDED PLAT O,The Oasis
- ANGLERS PARK
- BAHIA MAR ESTS
- Bay Haven
- BAY HAVEN SEC 1
- BAY HAVEN SEC 2
- BERMUDA SHORES
- BERMUDA SHORES AMD
- BLUE WATERS TR VILLAGE SE
- BOWENS ADD RIVIERA VILLAG
- BUCCANEER PT
- BUCCANEER PT LARGO SOUND
- BUTTONWOOD BAY CLUB CONDO
- BUTTONWOOD SHORES ADD
- CALUSA CAMPGROUND
- CALUSA CAMPGROUND,Calusa Campground
- CORAL COAST
- CROSS KEY WATERWAYS EST S
- DOVE CREEK ESTATES
- HAMMER POINT PARK
- HARBOR COURSE SOUTH SEC 1,Ocean Reef Club
- Harbor Shores
- HARBORAGE, THE
- HARRIS OCEAN PARK ESTATES
- HARRIS OCEAN PARK ESTS
- Holiday by the Sea
- HOLIDAY HOMESITES
- Island of Key Largo Point
- KAWAMA TOWER
- KEY LARGO BEACH
- KEY LARGO BEACH ADD
- Key Largo Kampground
- Key Largo Mob Homesites,Key Largo Mob Homesi
- KEY LARGO NORTH
- KEY LARGO OCEAN RESORT CO
- KEY LARGO OCEAN RESORT CO,Key Largo Ocean Reso
- KEY LARGO OCEAN RESORT CON
- KEY LARGO OCEAN RESORT,KEY LARGO OCEAN RESO
- KEY LARGO OCEAN SHORES AD
- KEY LARGO PARK AMD
- KEY LARGO TRAILER VILLAGE
- KEY LARGO YACHT CLUB
- KLAC
- Lake Surprise
- LAKE SURPRISE ESTATES
- LAKE SURPRISE ESTATES,LAKE SURRISE ESTATES
- LANDINGS OF LARGO
- LANDINGS OF LARGO II
- LARGO BEACH
- LARGO GARDENS
- Largo Sound Park
- LARGO SOUND VILLAGE
- LIME GROVE ESTATE SEC 1
- LIME GROVE ESTATES PROPER
- MANATEE BAY CLUB
- MONROE PARK
- Moon Bay
- OCEAN ISLE ESTATE
- Ocean Reef
- Ocean Reef Club
- OCEAN REEF SHORES
- PAMELA VILLA
- PARADISE POINT
- PARADISE POINT COVE
- PIRATES COVE
- PIRATES COVE 1ST ADD
- PORT LARGO
- PORT LARGO 3RD ADD
- PUMPKIN CAY O.R. #7 2ND RE
- Riviera Village
- RIVIERA VILLAGE REV & AMD
- Rock Harbor Est
- ROCK HARBOR ESTATE
- Rock Harbor Manor
- ROCK HARBOR YACHT HAVEN
- SANCTUARY AT KEY LARGO 3
- SEASIDE RESUBD
- SEXTON COVES ESTATES
- SHERRILL PARK REV
- SILVER SHORES MOBILE HOMES
- SOUTH CREEK VILLAGE
- STILLWRIGHT POINT NO 2
- STILLWRIGHT POINT NO 2,STILLWRIGHT POINT NO
- SUNRISE POINT ADD AMD
- SUNRISE POINT REV
- Sunset Acres
- SUNSET WATERWAYS
- SUNSHINE ESTATES SEC #1
- TAMARIND BAY CLUB CONDOMI
- TARPON ACRES
- THE DOLPHIN AT MARINERS C
- THE DOLPHIN AT MARINERS C,Mariners Club
- THE SAILFISH AT MARINERS
- TWIN LAKES
- WINSTON WATER WAYS AMD
- WINSTON WATERWAYS NO 2
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Property Summary
- Located in the PIRATES COVE subdivision, 85 Henry Morgan Dr Key Largo FL is a Single Family for sale in Key Largo, FL, 33037. It is listed for $1,099,000 and features 3 beds, 2 baths, and has approximately 1,499 square feet of living space, and was originally constructed in 2009. The current price per square foot is $733. The average price per square foot for Single Family listings in Key Largo is $912. The average listing price for Single Family in Key Largo is $1,987,907.

85 Henry Morgan Dr
Key Largo, FL





























































