$815,000
7970 SW 198th St
Cutler Bay, FL, 33189
Turnkey Saga Bay pool home with over 2,500 SF under air and nearly 3,000 SF total—one of the largest floor plans in the community. This 3-bedroom, 2.5-bath residence features a bright, open layout with volume ceilings and a modern kitchen with stainless steel appliances flowing into the main living areas. A fully finished extra room delivers flexible space for a home office, media room, gym, or playroom—offering functionality well beyond the recorded 2,000 SF. Newer roof, updated bathrooms, and custom closet systems make this one truly move-in ready. Step outside to a private backyard oasis with synthetic turf, a sparkling pool, and dedicated BBQ area—perfect for year-round entertaining. Saga Bay offers lake access for kayaking and paddleboarding, lighted pickleball and tennis courts, a 5-acre park with playground, walking trails, and community security—all with one of the lowest HOAs in Cutler Bay. Minutes to A-rated schools, Black Point Marina, and US-1.
Property Details
Price:
$815,000
MLS #:
A12008278
Status:
Active
Beds:
3
Baths:
2.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
SAGA BAY SEC 1 PT 6,SAGA BAY
Neighborhood:
sagabaysec1pt6
Listed Date:
Apr 27, 2026
Finished Sq Ft:
2,032
Total Sq Ft:
2,984
Year Built:
1989
Schools
Interior
Appliances
Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Tile
Heating
Central
Interior Features
First Floor Entry, Closet Cabinetry, Cooking Island, Volume Ceilings, Walk-In Closet(s), Den/Library/Office, Utility Room/Laundry
Laundry Features
Utility Room/Laundry
Exterior
Architectural Style
Detached, One Story
Attached Garage YN
1
Community Features
Other
Construction Materials
CBS Construction
Covered Spaces
1
Direction Faces
North
Exterior Features
Barbeque
Garage Spaces
1
Lot Features
Less Than 1/4 Acre Lot
Open Parking YN
1
Parking Features
Driveway
Patio And Porch Features
Awning(s), Patio
Roof
Metal Roof
View
None
Financial
HOA Fee
$50
HOA Fee Frequency
Monthly
Tax Year
2025
Taxes
$9,306
Mortgage Calculator
Map
Current real estate data for Single Family in Cutler Bay as of May 15, 2026
199
Single Family Listed
95
Avg DOM
383
Avg $ / SqFt
$807,766
Avg List Price
Community
- Address7970 SW 198th St Cutler Bay FL
- SubdivisionSAGA BAY SEC 1 PT 6,SAGA BAY
- CityCutler Bay
- CountyMiami-Dade County
- Zip Code33189
Subdivisions in Cutler Bay
- 8 56 40 SO CORAL HOMES SE
- A A DOOLEY SUB
- BEL AIRE
- BEL AIRE SEC 11
- BEL AIRE SEC 14,PINE TREE MANOR
- BEL AIRE SEC 15
- BEL AIRE SEC 3
- BEL AIRE SEC 3,BEL AIRE
- BEL AIRE SEC 4
- BEL AIRE SEC 6
- BEL AIRE SEC 8
- BEL-AIRE SEC 1
- BEL-AIRE SEC 2
- BENSON MANOR
- BLACK CREEK VILLAS
- BLACK CREEK VILLAS,Black Creek Villas
- BREEZE OF GALLOWAY CONDO
- C B PALMS
- CANTAMAR
- CANTAMAR,CANTAMARA
- Capistrano
- CENTENNIAL SEC 2,Chantarelle
- Century at Cutler Bay
- CENTURY STAR SUB
- COVE CONDO PHASE I
- COVE CONDO PHASE II, THE
- COVE CONDO PHASE II, THE,COVE CONDO
- Cutler Bay
- CUTLER CAY
- CUTLER CAY,Cutler Cay
- CUTLER COUNTRY GROVES PLA
- CUTLER CREEK CLUB SEC 1
- CUTLER CREEK CLUB SEC 2 A
- CUTLER CREEK CLUB SEC 2,CUTLER CREEK CLUB
- CUTLER CREEK VILLAGE COND
- CUTLER DREAMS
- CUTLER LAKES CONDO
- CUTLER RIDGE MANOR ESTATE
- CUTLER RIDGE MANOR ESTATE,CUTLER RIDGE MANOR E
- CUTLER RIDGE PINES
- CUTLER RIDGE SEC 3
- CUTLER RIDGE SEC 4
- CUTLER RIDGE SEC 5
- CUTLER RIDGE SEC 6
- CUTLER RIDGE SEC 7
- ENCLAVE AT BLACK POINT MA
- ENCLAVE AT BLACK POINT MA,ENCLAVE
- ENCLAVE AT BLACK POINT MA,ENCLAVE AT BLACK POI
- ENCLAVE SOUTH PHASE 1
- ENCLAVE SOUTH PHASE 2
- GALLOWAY LAKEFRONT CONDO
- HERFA SUB
- HOLIDAY HOUSE SEC 1
- JENNINGS CUTLER ESTATES S
- LAKES BY THE BAY
- LAKES BY THE BAY AMBER
- LAKES BY THE BAY CEE
- LAKES BY THE BAY CEE,ISLES OF BAYSHORE
- LAKES BY THE BAY DAY
- LAKES BY THE BAY DAY,Isles at Bayshore
- LAKES BY THE BAY EVE REPL
- LAKES BY THE BAY EVE REPL,The Shores
- LAKES BY THE BAY FAYE REP
- LAKES BY THE BAY FAYE REP,THE TIDES
- LAKES BY THE BAY FAYE REPL,LAKES BAY FAYE
- LAKES BY THE BAY GEE
- LAKES BY THE BAY JAY
- LAKES BY THE BAY KAYE
- LAKES BY THE BAY KAYE,ISLES AT BAYSHORE
- LAKES BY THE BAY SEC 10
- LAKES BY THE BAY SEC 10,Monterey Lakes
- LAKES BY THE BAY SEC 11,LAKES BY THE BAY SEC
- LAKES BY THE BAY SEC 12
- LAKES BY THE BAY SEC 14
- LAKES BY THE BAY SEC 3
- LAKES BY THE BAY SEC 4
- LAKES BY THE BAY SEC 5
- LAKES BY THE BAY SEC 5,Lakes by the Bay
- LAKES BY THE BAY SEC 5,LAKES BY THE BAY SEC
- LAKES BY THE BAY SEC 6
- LAKES BY THE BAY SEC 6,CATALINA WEST
- LAKES BY THE BAY SEC 7
- LAKES BY THE BAY SEC 7,Laguna Pointe North
- LAKES BY THE BAY SEC 8
- LAKES BY THE BAY SECTION
- LAKES BY THE BAY,Enclave
- LE CLUB AT OLD CUTLER CON
- LE CLUB AT OLD CUTLER CON,LE CLUB AT OLD CUTLE
- Lincoln City
- LINCOLN CITY SEC G
- MIDWAY
- MUNNE ROYAL HOMES
- NUCED PLACE
- OLD CUTLER COMMON UNIT 2
- OLD CUTLER COVE
- OLD CUTLER COVE ADDN
- OLD CUTLER ESTATES
- OLD CUTLER GROVE
- OLD CUTLER MEADOW AMEND,OLD CUTLER MEADOW
- OMNI ESTATES 2ND ADDN
- PARADISE POINTE CONDO
- PARADISE POINTE CONDO,Paradise Pointe
- PARADISE POINTE CONDO,PARADISE POINTE COND
- PELICAN BAY AT OLD CUTLER
- PELICAN BAY AT OLD CUTLER,PELICAN BAY
- PERRINE GRANT SUB
- PINE TREE MANOR SEC 1
- PINE TREE MANOR SEC 3
- PINE TREE MANOR SEC 4
- POINT ROYALE BLDGS 3 & 4
- POINT ROYALE BLDGS FIVE&S
- POINT ROYALE BUILDINGS ON
- POINT ROYALE CONDO NO 5
- POINT ROYALE SEC TWO
- PRECIOUS HOMES AT LAKES B
- PRECIOUS HOMES AT LAKES B,Manatee Cove
- RIDGEVIEW GARDENS CONDO #
- ROSEHAVEN
- ROSEWOOD HOMES
- ROYALE POINT-TOWNVILLAS C
- S CORAL HOMES SEC 3
- SAGA BAY GARDENS CONDO
- SAGA BAY GARDENS CONDO,Saga Bay Gardens
- SAGA BAY GARDENS CONDO,SAGA BAY GARDENS CON
- SAGA BAY SEC 1
- SAGA BAY SEC 1 PT 4
- SAGA BAY SEC 1 PT 6,SAGA BAY
- SAGA BAY SEC 1 PT 7
- SAGA BAY SEC ONE PART ONE
- SAGA BAY SEC ONE PART TWO
- SAGA BAY SEC ONE PART TWO,SAGA BAY
- SAGA BAY TOWNHOMES
- SAGA BAY TOWNHOMES 1ST AD
- SAGA VIEW
- SANTA BARBARA
- SANTA BARBARA 1ST ADDN
- SANTA BARBARA 1ST ADDN,Santa Barbara
- SEA GRAPE TOWN HOMES
- SHADY RIDGE
- SO MIAMI HEIGHTS ADDN N
- SOUTH CORAL HOMES SEC 1
- SOUTH MIAMI HEIGHTS ADDN
- SUB OF PB 1-4
- TENALLA OCEAN FARMS
- THE COURTS AT BAYSHORE
- THE COURTS AT BAYSHORE I
- THE COURTS AT BAYSHORE II
- THE COURTS AT BAYSHORE II,Courts at Bayshore
- THE RIDGES AMEND
- THE SHORES CONDO NO 1
- THE SHORES CONDO NO 1,LAKES BY THE BAY
- THE SHORES CONDO NO 2
- THE SHORES CONDO NO 2,Isles at Bayshore
- THE SHORES CONDO NO 2,Isles of Bayshore
- THE SHORES CONDO NO 2,The Shores
- THE SHORES CONDO NO 3,The Shores
- TRELLIS AT BAYSHORE
- TRELLIS AT BAYSHORE,ISLES AT BAYSHORE
- VILLAS AT CUTLER BAY COND
- VILLAS OF OLD CUTLER
- WHISPERING PINES EST SEC
- WHISPERING PINES EST SEC,Whispering Pines
- WHISPERING PINES ESTATES
- WINDY POINT
- WINDY POINTE CONDO NO 62
Similar Listings Nearby
Property Summary
- Located in the SAGA BAY SEC 1 PT 6,SAGA BAY subdivision, 7970 SW 198th St Cutler Bay FL is a Single Family for sale in Cutler Bay, FL, 33189. It is listed for $815,000 and features 3 beds, 3 baths, and has approximately 2,032 square feet of living space, and was originally constructed in 1989. The current price per square foot is $401. The average price per square foot for Single Family listings in Cutler Bay is $383. The average listing price for Single Family in Cutler Bay is $807,766.

7970 SW 198th St
Cutler Bay, FL
























