$838,000
21320 SW 92nd Ave
Cutler Bay, FL, 33189
Experience true Florida lakefront living with year-round sunsets!
Lakefront pool home offering a calm, open layout and unobstructed water views from the main living areas and primary suite. Bright interiors, natural tones, and wood accents create a warm atmosphere. The backyard is an entertainer’s dream, featuring a covered tiki area with fan. A portable gas grill and griddle is included for outdoor dining. House features 3 bedrooms + office/flex room, 2 bathrooms, impact protection (accordion and/or impact windows), salt-system pool, sprinkler with well, smart alarm, remote lock, auto-on lights, camera system.
Home is sold FULLY FURNISHED with a warm, natural aesthetic and custom wood furniture, including artisan pieces and quality décor. Some art pieces are not included, but all electronics and fixtures are, making this property truly move-in ready and ideal for relocations. Please tour the house through the ATTACHED PHOTOS.
HOA is paid quarterly and averages $98/month. It covers lake maintenance and community aesthetics management. Prime location East of Old Cutler Road, close to top schools, parks and Black Point Marina. Cutler Bay is a booming city in Miami-Dade, with plenty of attractions. The home is located at “Lakes by the Bay” community, close to Turnpike, taking just a 35-minute drive—outside rush hour—to reach Miami International Airport. Built in 1996 under the significantly improved 1994 Building Code. Great opportunity to own this unique home! Easy to show!
Lakefront pool home offering a calm, open layout and unobstructed water views from the main living areas and primary suite. Bright interiors, natural tones, and wood accents create a warm atmosphere. The backyard is an entertainer’s dream, featuring a covered tiki area with fan. A portable gas grill and griddle is included for outdoor dining. House features 3 bedrooms + office/flex room, 2 bathrooms, impact protection (accordion and/or impact windows), salt-system pool, sprinkler with well, smart alarm, remote lock, auto-on lights, camera system.
Home is sold FULLY FURNISHED with a warm, natural aesthetic and custom wood furniture, including artisan pieces and quality décor. Some art pieces are not included, but all electronics and fixtures are, making this property truly move-in ready and ideal for relocations. Please tour the house through the ATTACHED PHOTOS.
HOA is paid quarterly and averages $98/month. It covers lake maintenance and community aesthetics management. Prime location East of Old Cutler Road, close to top schools, parks and Black Point Marina. Cutler Bay is a booming city in Miami-Dade, with plenty of attractions. The home is located at “Lakes by the Bay” community, close to Turnpike, taking just a 35-minute drive—outside rush hour—to reach Miami International Airport. Built in 1996 under the significantly improved 1994 Building Code. Great opportunity to own this unique home! Easy to show!
Property Details
Price:
$838,000
MLS #:
A11921728
Status:
Active Under Contract
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
LAKES BY THE BAY SEC 10,Monterey Lakes
Neighborhood:
lakesbythebaysec10
Listed Date:
Nov 27, 2025
Finished Sq Ft:
1,707
Total Sq Ft:
2,105
Year Built:
1996
Schools
Interior
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Other Equipment/Appliances, Electric Range, Refrigerator, Washer
Bathrooms
2 Full Bathrooms
Cooling
Ceiling Fan(s), Central Air
Flooring
Other, Tile
Heating
Central
Interior Features
First Floor Entry, Walk-In Closet(s), Den/Library/Office, Storage
Exterior
Architectural Style
Detached, One Story
Community Features
Sidewalks, Underground Utilities
Construction Materials
CBS Construction
Direction Faces
East
Lot Features
Less Than 1/4 Acre Lot, East Of US 1
Open Parking YN
1
Parking Features
Driveway, No Rv/Boats, No Trucks/Trailers
Roof
Curved/S-Tile Roof
View
Lake, Water
Waterfront Features
WF/Pool/No Ocean Access, Lake, Lake Access
Window Features
Complete Accordian Shutters, Partial Impact Glass, Hurricane Shutters
Financial
HOA Fee
$293
HOA Fee Frequency
Quarterly
Tax Year
2025
Taxes
$3,934
Mortgage Calculator
Map
Current real estate data for Single Family in Cutler Bay as of Apr 16, 2026
202
Single Family Listed
94
Avg DOM
376
Avg $ / SqFt
$814,922
Avg List Price
Community
- Address21320 SW 92nd Ave Cutler Bay FL
- SubdivisionLAKES BY THE BAY SEC 10,Monterey Lakes
- CityCutler Bay
- CountyMiami-Dade County
- Zip Code33189
Subdivisions in Cutler Bay
- 8 56 40 SO CORAL HOMES SE
- A A DOOLEY SUB
- BEL AIRE
- BEL AIRE SEC 11
- BEL AIRE SEC 14,PINE TREE MANOR
- BEL AIRE SEC 15
- BEL AIRE SEC 3
- BEL AIRE SEC 3,BEL AIRE
- BEL AIRE SEC 4
- BEL AIRE SEC 6
- BEL AIRE SEC 8
- BEL-AIRE SEC 1
- BEL-AIRE SEC 2
- BENSON MANOR
- BLACK CREEK VILLAS
- BLACK CREEK VILLAS,Black Creek Villas
- BREEZE OF GALLOWAY CONDO
- C B PALMS
- CANTAMAR
- CANTAMAR,CANTAMARA
- Capistrano
- CENTENNIAL SEC 2,Chantarelle
- Century at Cutler Bay
- CENTURY STAR SUB
- COVE CONDO PHASE I
- COVE CONDO PHASE II, THE
- COVE CONDO PHASE II, THE,COVE CONDO
- Cutler Bay
- CUTLER CAY
- CUTLER CAY,Cutler Cay
- CUTLER COUNTRY GROVES PLA
- CUTLER CREEK CLUB SEC 1
- CUTLER CREEK CLUB SEC 2 A
- CUTLER CREEK CLUB SEC 2,CUTLER CREEK CLUB
- CUTLER CREEK VILLAGE COND
- CUTLER DREAMS
- CUTLER LAKES CONDO
- CUTLER RIDGE MANOR ESTATE
- CUTLER RIDGE MANOR ESTATE,CUTLER RIDGE MANOR E
- CUTLER RIDGE PINES
- CUTLER RIDGE SEC 3
- CUTLER RIDGE SEC 4
- CUTLER RIDGE SEC 5
- CUTLER RIDGE SEC 6
- CUTLER RIDGE SEC 7
- ENCLAVE AT BLACK POINT MA
- ENCLAVE AT BLACK POINT MA,ENCLAVE
- ENCLAVE AT BLACK POINT MA,ENCLAVE AT BLACK POI
- ENCLAVE SOUTH PHASE 1
- ENCLAVE SOUTH PHASE 2
- GALLOWAY LAKEFRONT CONDO
- HERFA SUB
- HOLIDAY HOUSE SEC 1
- JENNINGS CUTLER ESTATES S
- LAKES BY THE BAY
- LAKES BY THE BAY AMBER
- LAKES BY THE BAY CEE
- LAKES BY THE BAY CEE,ISLES OF BAYSHORE
- LAKES BY THE BAY DAY
- LAKES BY THE BAY DAY,Isles at Bayshore
- LAKES BY THE BAY EVE REPL
- LAKES BY THE BAY EVE REPL,The Shores
- LAKES BY THE BAY FAYE REP
- LAKES BY THE BAY FAYE REP,THE TIDES
- LAKES BY THE BAY FAYE REPL,LAKES BAY FAYE
- LAKES BY THE BAY GEE
- LAKES BY THE BAY JAY
- LAKES BY THE BAY KAYE
- LAKES BY THE BAY KAYE,ISLES AT BAYSHORE
- LAKES BY THE BAY SEC 10
- LAKES BY THE BAY SEC 10,Monterey Lakes
- LAKES BY THE BAY SEC 11,LAKES BY THE BAY SEC
- LAKES BY THE BAY SEC 12
- LAKES BY THE BAY SEC 14
- LAKES BY THE BAY SEC 3
- LAKES BY THE BAY SEC 4
- LAKES BY THE BAY SEC 5
- LAKES BY THE BAY SEC 5,Lakes by the Bay
- LAKES BY THE BAY SEC 5,LAKES BY THE BAY SEC
- LAKES BY THE BAY SEC 6
- LAKES BY THE BAY SEC 6,CATALINA WEST
- LAKES BY THE BAY SEC 7
- LAKES BY THE BAY SEC 7,Laguna Pointe North
- LAKES BY THE BAY SEC 8
- LAKES BY THE BAY SECTION
- LAKES BY THE BAY,Enclave
- LE CLUB AT OLD CUTLER CON
- LE CLUB AT OLD CUTLER CON,LE CLUB AT OLD CUTLE
- Lincoln City
- LINCOLN CITY SEC G
- MIDWAY
- MUNNE ROYAL HOMES
- NUCED PLACE
- OLD CUTLER COMMON UNIT 2
- OLD CUTLER COVE
- OLD CUTLER COVE ADDN
- OLD CUTLER ESTATES
- OLD CUTLER GROVE
- OLD CUTLER MEADOW AMEND,OLD CUTLER MEADOW
- OMNI ESTATES 2ND ADDN
- PARADISE POINTE CONDO
- PARADISE POINTE CONDO,Paradise Pointe
- PARADISE POINTE CONDO,PARADISE POINTE COND
- PELICAN BAY AT OLD CUTLER
- PELICAN BAY AT OLD CUTLER,PELICAN BAY
- PERRINE GRANT SUB
- PINE TREE MANOR SEC 1
- PINE TREE MANOR SEC 3
- PINE TREE MANOR SEC 4
- POINT ROYALE BLDGS 3 & 4
- POINT ROYALE BLDGS FIVE&S
- POINT ROYALE BUILDINGS ON
- POINT ROYALE CONDO NO 5
- POINT ROYALE SEC TWO
- PRECIOUS HOMES AT LAKES B
- PRECIOUS HOMES AT LAKES B,Manatee Cove
- RIDGEVIEW GARDENS CONDO #
- ROSEHAVEN
- ROSEWOOD HOMES
- ROYALE POINT-TOWNVILLAS C
- S CORAL HOMES SEC 3
- SAGA BAY GARDENS CONDO
- SAGA BAY GARDENS CONDO,Saga Bay Gardens
- SAGA BAY GARDENS CONDO,SAGA BAY GARDENS CON
- SAGA BAY SEC 1
- SAGA BAY SEC 1 PT 4
- SAGA BAY SEC 1 PT 6,SAGA BAY
- SAGA BAY SEC 1 PT 7
- SAGA BAY SEC ONE PART ONE
- SAGA BAY SEC ONE PART TWO
- SAGA BAY SEC ONE PART TWO,SAGA BAY
- SAGA BAY TOWNHOMES
- SAGA BAY TOWNHOMES 1ST AD
- SAGA VIEW
- SANTA BARBARA
- SANTA BARBARA 1ST ADDN
- SANTA BARBARA 1ST ADDN,Santa Barbara
- SEA GRAPE TOWN HOMES
- SHADY RIDGE
- SO MIAMI HEIGHTS ADDN N
- SOUTH CORAL HOMES SEC 1
- SOUTH MIAMI HEIGHTS ADDN
- SUB OF PB 1-4
- TENALLA OCEAN FARMS
- THE COURTS AT BAYSHORE
- THE COURTS AT BAYSHORE I
- THE COURTS AT BAYSHORE II
- THE COURTS AT BAYSHORE II,Courts at Bayshore
- THE RIDGES AMEND
- THE SHORES CONDO NO 1
- THE SHORES CONDO NO 1,LAKES BY THE BAY
- THE SHORES CONDO NO 2
- THE SHORES CONDO NO 2,Isles at Bayshore
- THE SHORES CONDO NO 2,Isles of Bayshore
- THE SHORES CONDO NO 2,The Shores
- THE SHORES CONDO NO 3,The Shores
- TRELLIS AT BAYSHORE
- TRELLIS AT BAYSHORE,ISLES AT BAYSHORE
- VILLAS AT CUTLER BAY COND
- VILLAS OF OLD CUTLER
- WHISPERING PINES EST SEC
- WHISPERING PINES EST SEC,Whispering Pines
- WHISPERING PINES ESTATES
- WINDY POINT
- WINDY POINTE CONDO NO 62
Similar Listings Nearby
Property Summary
- Located in the LAKES BY THE BAY SEC 10,Monterey Lakes subdivision, 21320 SW 92nd Ave Cutler Bay FL is a Single Family for sale in Cutler Bay, FL, 33189. It is listed for $838,000 and features 3 beds, 2 baths, and has approximately 1,707 square feet of living space, and was originally constructed in 1996. The current price per square foot is $491. The average price per square foot for Single Family listings in Cutler Bay is $376. The average listing price for Single Family in Cutler Bay is $814,922.
21320 SW 92nd Ave
Cutler Bay, FL