$550,000
20315 SW 86th Ct
Cutler Bay, FL, 33189
Welcome to a rare lakefront opportunity in the heart of Cutler Bay! Nestled on a quiet cul-de-sac within a gated community, this 3-bedroom, 2-bathroom home offers beautiful lake views, a spacious backyard, and endless potential to create a home that truly reflects your style. Enjoy peaceful mornings overlooking the water, entertain family and friends on the private terrace, or transform the outdoor space into your own personal waterfront oasis. With a desirable location near schools, parks, Publix, shopping, dining, and major roadways, this property offers the perfect combination of privacy, convenience, and lakeside living. Whether you’re looking for your next home or an opportunity to add value through personalized updates, this property is ready for your vision. Bring your ideas and make this Cutler Bay lakefront gem your own!
Property Details
Price:
$550,000
MLS #:
A12082786
Status:
Active
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
SEA GRAPE TOWN HOMES
Neighborhood:
seagrapetownhomes
Listed Date:
Sep 10, 2026
Finished Sq Ft:
1,510
Total Sq Ft:
1,540
Year Built:
1989
Schools
Interior
Appliances
Dishwasher, Electric Range, Other Equipment/Appliances, Refrigerator
Bathrooms
2 Full Bathrooms
Cooling
Electric
Flooring
Ceramic Floor
Heating
Central
Interior Features
First Floor Entry, Garage Converted
Exterior
Architectural Style
Detached, One Story
Community
55+
Community Features
Gated Community, Maintained Community, Street Lights
Construction Materials
CBS Construction
Direction Faces
Southwest
Lot Features
Less Than 1/4 Acre Lot
Open Parking YN
1
Parking Features
Driveway
Patio And Porch Features
Patio, Screened Porch
Roof
Shingle
Senior Community YN
1
View
Lake
Waterfront Features
Lake
Financial
HOA Fee
$150
HOA Fee Frequency
Monthly
Tax Year
2025
Taxes
$1,777
Mortgage Calculator
Map
Current real estate data for Single Family in Cutler Bay as of Sep 12, 2026
180
Single Family Listed
88
Avg DOM
391
Avg $ / SqFt
$807,757
Avg List Price
Community
- Address20315 SW 86th Ct Cutler Bay FL
- SubdivisionSEA GRAPE TOWN HOMES
- CityCutler Bay
- CountyMiami-Dade County
- Zip Code33189
Subdivisions in Cutler Bay
- ¤ENCLAVE SOUTH PHASE 2
- A A DOOLEY SUB
- AURORA PARK
- AURORA PARK SUB
- BEL AIRE
- BEL AIRE SEC 10
- BEL AIRE SEC 11
- BEL AIRE SEC 13
- BEL AIRE SEC 14,PINE TREE MANOR
- BEL AIRE SEC 15
- BEL AIRE SEC 3
- BEL AIRE SEC 3,BEL AIRE
- BEL AIRE SEC 4
- BEL AIRE SEC 6
- BEL-AIRE SEC 1
- BEL-AIRE SEC 2
- BEL-AIRE SEC 23
- BENSON MANOR
- BLACK CREEK VILLAS
- BREEZE OF GALLOWAY CONDO
- C B PALMS
- CANTAMAR
- Capistrano
- CENTENNIAL SEC 1
- CENTENNIAL SEC 2
- Century at Cutler Bay
- CENTURY AT CUTLER BAY,CENTURY AT CUTLER BA
- CENTURY AT CUTLER BAY,CENTURY AT CUTLERBAY
- COCO BAY ESTATES
- COSTA BRAVA
- COVE CONDO PHASE I
- COVE CONDO PHASE II, THE
- COVE CONDO PHASE II, THE,COVE CONDO
- CUTLER CAY
- CUTLER CAY,Cutler Cay
- Cutler Country Groves
- CUTLER COUNTRY GROVES 1ST
- CUTLER COUNTRY GROVES PLA
- CUTLER CREEK CLUB SEC 1
- CUTLER CREEK CLUB SEC 2
- CUTLER CREEK CLUB SEC 2 A
- CUTLER CREEK POINT
- CUTLER CREEK VILLAGE COND
- CUTLER LAKES CONDO
- CUTLER RIDGE MANOR ESTATE
- CUTLER RIDGE PINES
- CUTLER RIDGE SEC 3
- CUTLER RIDGE SEC 3,CUTLER RIDGE
- CUTLER RIDGE SEC 4
- CUTLER RIDGE SEC 5
- CUTLER RIDGE SEC 7
- ENCLAVE AT BLACK POINT MA
- ENCLAVE AT BLACK POINT MA,ENCLAVE
- ENCLAVE AT BLACK POINT MA,ENCLAVE AT BLACK POI
- ENCLAVE SOUTH PHASE 1
- ENCLAVE SOUTH PHASE 2
- EUREKA DRIVE ESTATES
- HERFA SUB
- HOLIDAY HOUSE SEC 1
- LAKES BY THE BAY AMBER
- LAKES BY THE BAY CEE
- LAKES BY THE BAY CEE,ISLES OF BAYSHORE
- LAKES BY THE BAY DAY
- LAKES BY THE BAY EVE REPL
- LAKES BY THE BAY EVE REPL,The Shores
- LAKES BY THE BAY FAYE REP
- LAKES BY THE BAY FAYE REP,LAKES BAY FAYE
- LAKES BY THE BAY GEE
- LAKES BY THE BAY GEE,Isles at Bayshore
- LAKES BY THE BAY JAY
- LAKES BY THE BAY KAYE
- LAKES BY THE BAY KAYE,ISLES AT BAYSHORE
- LAKES BY THE BAY SEC 10,Monterey Lakes
- LAKES BY THE BAY SEC 12
- LAKES BY THE BAY SEC 12,LAKES BY THE BAY
- LAKES BY THE BAY SEC 2
- LAKES BY THE BAY SEC 2,LAKES BY THE BAY
- LAKES BY THE BAY SEC 3
- LAKES BY THE BAY SEC 4
- LAKES BY THE BAY SEC 5
- LAKES BY THE BAY SEC 5,Lakes By The Bay
- LAKES BY THE BAY SEC 5,Lakes by the Bay Wes
- LAKES BY THE BAY SEC 5,LAKES BY THEBAY WEST
- LAKES BY THE BAY SEC 6
- LAKES BY THE BAY SEC 6,Catalina
- LAKES BY THE BAY SEC 6,CATALINA WEST
- LAKES BY THE BAY SEC 7
- LAKES BY THE BAY SEC 8
- LAKES BY THE BAY SEC 9 AM
- LAKES BY THE BAY SEC 9 AM,LAKES BY THE BAY
- LAKES BY THE BAY SECTION
- LE CLUB AT OLD CUTLER CON
- LE CLUB AT OLD CUTLER CON,LE CLUB AT OLD CUTLE
- LINCOLN CITY SEC G
- MUNNE ROYAL HOMES
- OLD CUTLER COVE
- OLD CUTLER COVE ADDN
- OLD CUTLER ESTATES
- OLD CUTLER GROVE
- OMNI ESTATES 2ND ADDN
- OMNI ESTATES 3RD ADDN
- PARADISE POINTE CONDO
- PARADISE POINTE CONDO,Paradise Pointe
- PELICAN BAY AT OLD CUTLER
- PELICAN BAY AT OLD CUTLER,PELICAN BAY AT OLD C
- PERRINE GRANT SUB
- PERRINE INDUSTRIAL PARK
- PINE TREE MANOR SEC 2
- PINE TREE MANOR SEC 3
- PINE TREE MANOR SEC 4
- PINE TREE MANOR SEC 4,Pine Tree Manor
- POINT ROYALE BLDGS 3 & 4
- POINT ROYALE BUILDINGS ON
- POINT ROYALE CONDO NO 1
- POINT ROYALE CONDO NO 5
- POINT ROYALE SEC 1
- POINT ROYALE SEC 4
- POINT ROYALE SEC 5
- POINT ROYALE SEC THREE
- PRECIOUS HOMES AT LAKES B
- PRECIOUS HOMES AT LAKES B,Lakes by the Bay
- RIDGEVIEW GARDENS CONDO #
- RL OLD CUTLER
- ROSEHAVEN
- ROSEWOOD HOMES
- ROYALE POINT-TOWNVILLAS C
- S CORAL HOMES SEC 3
- SAGA BAY GARDENS CONDO
- SAGA BAY GARDENS CONDO,SAGA BAY GARDENS
- SAGA BAY GARDENS CONDO,SAGA BAY GARDENS CON
- SAGA BAY SEC 1
- SAGA BAY SEC 1 PT 4
- SAGA BAY SEC 1 PT 6,SAGA BAY
- SAGA BAY SEC 1 PT 9
- SAGA BAY SEC ONE PART TWO,SAGA BAY
- SAGA BAY TOWNHOMES
- SANTA BARBARA
- SANTA BARBARA 1ST ADDN
- SILVER PALM PARK
- SILVER PINES,Silver Pines
- SOUTH CORAL HOMES SEC 1
- SOUTH CORAL HOMES SEC 2
- SOUTH CORAL HOMES SEC 2,SOUTH CORAL HOMES
- TENALLA OCEAN FARMS
- TENALLA OCEAN FARMS,Tenalla Ocean Farms
- THE COURTS AT BAYSHORE
- THE COURTS AT BAYSHORE I
- THE COURTS AT BAYSHORE II
- THE COURTS AT BAYSHORE II,ISLES AT BAYSHORE
- THE COURTS AT BAYSHORE II,THE COURTS AT BAYSHO
- THE RIDGES AMEND
- THE SHORES CONDO NO 1
- THE SHORES CONDO NO 1,LAKES BY THE BAY
- THE SHORES CONDO NO 1,THE SHORES CONDO NO
- THE SHORES CONDO NO 2
- THE SHORES CONDO NO 3
- TRELLIS AT BAYSHORE
- TRELLIS AT BAYSHORE,ISLES AT BAYSHORE
- VILLAS AT CUTLER BAY COND
- WHISPERING PINES EST SEC
- WHISPERING PINES EST SEC,Whispering Pines
- WHISPERING PINES ESTATES
- WHISPERING PINES ESTATES,WHISPERING PINES
- WHISPERING PINES ESTATES,WHISPERING PINES EST
- WINDY POINTE CONDO NO 63
- ZENITHS FIRST SUB
Similar Listings Nearby
Property Summary
- Located in the SEA GRAPE TOWN HOMES subdivision, 20315 SW 86th Ct Cutler Bay FL is a Single Family for sale in Cutler Bay, FL, 33189. It is listed for $550,000 and features 3 beds, 2 baths, and has approximately 1,510 square feet of living space, and was originally constructed in 1989. The current price per square foot is $364. The average price per square foot for Single Family listings in Cutler Bay is $391. The average listing price for Single Family in Cutler Bay is $807,757.
20315 SW 86th Ct
Cutler Bay, FL